Moving Out...?

I have been living at home with the parental units the past 3 months, which is about 20 miles from where I work. As I approach my 90-day review, I have increasingly become aware that I need to move out from the parents for three reasons:

(1) The commute is 1 hour each way
(2) I'm not learning independence by having the parents do everything for me
(3) I need to move out before I became a sad pathetic loser living in my parent's basement

I don't have any relationship issues living with the parents. I enjoy my parent's as much as any child can, and having my little brother around is an added bonus.

However, it is the nagging fear that if I don't do it now, I may never want to later that prompts this. But that fear is difficult to quantify, so I have been busy trying to place dollar values to my issues living at home.

The nominal cost of living at home is $0. The cost of the 2BR apartment I want to share with someone is $1200 per month per person. The best justification for moving out still remains the commute. Two hours a day versus 15 minutes a day is a huge difference. Multiplied out to the usual 20 business days a month, that is a 35 hour savings! On top of that, I will probably save about $100 worth of gas.

If I consider my personal time to be worth at least $25 / hour, that is a combined savings of $975, leaving $225 of my rent as a proxy for what I value as my independence and the value of not being called a sad pathetic loser.

Are those two things worth $225 a month? I'm not sure. And my parents do add value to my life, so to do an accurate cost-benefit analysis, the cost to me would be more than $225 a month. I think all together, the cost is really $500 a month to move out, versus staying at home.

And... I still have to buy bed, furniture, and my own food. Is my independence and not being called a sad pathetic loser worth that much a month? It's not a clear-cut decision.